Applying for a VA Home Loan

In order to use your VA Loan eligibility you will have to apply.  These days, the application process for any home loan can be difficult.  However, by working with a VA Loan Specialist the process can be made easier. The first step is to get pre-qualified for a VA Home Loan by filling out our simple inquiry form to the right.  A VA Loan Specialist will contact you to go over all the details and information.

We realize many Veterans are overseas or work odd hours and prefer to do their VA Loan application online.  If this is the case, please let us know in the “Question or Comment” section of the VA Loan pre-qualification request.  Your VA Loan Specialist will work with you via email and send you a link to their secure online VA Loan Application so you can handle everything via the internet if that is your preference.

How do I apply for a VA Home Loan?

• Get a VA Loan Certificate of Eligibility.  You can apply for one online directly from the Department of Veterans Affairs or a VA approved lender can get on for you.
• Gather your VA Loan documents.  You will need to provide your personal financial and employment information, and if you are on active duty a Statement of Service from your commanding officer.
• Find the home you want to buy and sign a purchase agreement (Not applicable for VA Loan Refinance).
• Fill out the VA Loan application and required disclosures.  This is a lot of paperwork and can seem overwhelming, but a good VA Loan Specialist will organize it for you and make it easier complete.
• The VA lender will check your credit.  VA loans do not require perfect credit, but you do have to have a minimum credit rating in order to get a VA Loan.
• Your VA lender will order the appraisal on your home directly through the Department of Veteran’s Affairs.
• Once your VA home loan application has been underwritten and approved, and the VA appraisal has been completed, you will be able to close on your home to complete the VA Home Loan process.

Get Started on Your VA Home Loan Now!!

Call our toll free number (888) 890-3967 or fill out the short form to the right and a VA Loan Specialist will help you get started.