Being eligible for a Veteran Mortgage through the Department of Veterans Affairs and being qualified are different. Qualification requires that a lender assess your income, debts and credit history in order to approve you.  Pre-Qualification from a lender only takes a few minutes, and they will be able to tell you if you are qualified, and for up to what amount. Getting pre-qualified before shopping for a home is highly recommended. Real estate agents and sellers will most likely want a pre-qualification letter from a lender before entering in to a purchase contract with you. is not a government agency website or affiliated with the Department of Veterans Affairs. has relationships with VA Loan Specialists who work for VA approved lenders. may share your information with these trusted affiliates in order to assist you.