Interest rates on Veteran Mortgages fluctuate with financial market conditions just like they do on conventional programs. The interest rate will be dependent on the specifics of your home purchase transaction, as well as on the rates your specific lender offers. Regardless of market conditions and your specific lender, the Department of Veterans Affairs program provides benefits that should enable you to obtain 100% financing at interest rates comparable to conventional programs that require a down payment. is not a government agency website or affiliated with the Department of Veterans Affairs. has relationships with VA Loan Specialists who work for VA approved lenders. may share your information with these trusted affiliates in order to assist you.